Tailor Comprehensive Financial Service Schemes specially for SMEs
SME financial services are comprehensive financial service schemes worked out by HarbinBank for SMEs. According to characteristics of "short term, small amount, high frequency and urgency" of capital demands of SMEs, the Bank meets enterprises' capital demands of routine production and operation turnover, the investment in fixed assets and so on by general financing products and characteristic loan business, supports several online and offline handling channels, convenient application formalities, multiple guarantee methods, different loan periods and flexible repayment methods, and provides favorable financial value-added services for quality enterprises
Specially solve customers' working capital turnover demands for production and operation
Exclusive real estate mortgage loan product tailored for small enterprises.
Specially solve capital demands of customers for the investment in fixed assets
Specially solve capital demands of customers in elderly care related industries
"Loan" bringing different financial experience such as zero distance, zero waiting and zero service charges for customers.
Simple Formalities, Flexible Periods and Exemption for Guarantee
"Connect the World and Shape the Future": provide all-round intimate services for "going out" and export-oriented Chinese enterprises, and product services covering settlement, liquidation, purchase and sales, guarantee, non-resident deposits, international financing and domestic and overseas linkage.
Applicable Objects: enterprises engaged in export-oriented economic activities such as import and export trade, foreign investment and service trade.
Being Professional, Comprehensive and Efficient and Russia-related Finance Experts
Focus on domestic and overseas Russia-related financial business, adhere to corporate business philosophies, carry forward traditional Russia-related advantages, and vigorously build a professional Russia-related financial service platform by leading professional wisdom, innovative development philosophies, advanced marketing management, efficient examination and approval mode and comprehensive business fields.
Rich Products, High-end Tailoring and Thinking for You
Lilac debit card, as a hi-tech and multi-functional electronic financial instrument issued by HarbinBank, integrates multiple functions such as multiple accounts under one card, universal cash saving and withdrawing, shopping consumption, loans, financing and agent services. Customers with such a card can be provided with all-round, individual and humanized services by different means of our counters, phone banking, self-service equipment and so on.
Accompanied Growth and Loan for Your Glory
The Bank mainly deepens the cooperation with external institutions, and keeps strengthening the innovations in marketing methods, product supports, service channels, technical means and so on in order to provide all-round services for corporate customers. The Bank primarily promotes people's livelihood project loans, green project loans and other products to deepen supports for people's livelihood projects, propels PPP and industry fund projects, and implements the floating price management mechanism for corporate loans against the background of interest rate liberalization.
Accompany You on the Wealth Road
The Bank is dedicated to providing enterprises with all-round cash management services and fully realizing the maintenance and appreciation of capital value of enterprises.
Lilac Blossoming, Money Management for You, Successive Wealth Increase and Opening Future Intelligently
Different money management products sold to institutional customers include closed principal guaranteed money management, open money management and floating earnings money management.
Lilac Money Management Product
Diversified money management products with multiple terms sold for institutional customers.
Strong Liquidity and Convenient Formalities
Exclusive Money Management Scheme
According to demands of institutional customers, flexibly tailor exclusive money management.
Exclusive Tailoring and Earnings Guarantee
Lilac Blossoming, Money Management for You, Successive Wealth Increase and Opening Future Intelligently
Different money management products sold to institutional customers include closed principal guaranteed money management, open money management and floating earnings money management.
Introduction to Bill Discounting Center
The Bill Discounting Center of HarbinBank, established in September 2000, is a unique professional bill discounting organization with the title of "Bill Discounting Market" approved by the People's Bank of China, and is a senior member of "http://www.chinacp.com.cn/". Over several years' development, the Bill Discounting Center has been guided by the scientific outlook on development, operating steadily and innovating continuously and has obtained rapid development, and discounting business has ...
The break-up of bank acceptance bills, as a derivative business of bank acceptance bills, mean that the holder of bank acceptance bills for pledge by the bank acceptance bills with a certain date of p...
The discounting of interest buyer-bearing bills means that according to the agreement between buyer and seller, both parties make a settlement in the form of commercial bill, and the seller holds the ...
The guaranteed discounting of commercial acceptance bills means that for an applicant with good credibility and business results (the acceptor of commercial acceptance bills), the Bank, within the lin...
The direct discounting of commercial bill means that the holder of immature commercial bill transfers the said bill to the Bank, and the Bank, after deducting discount interests as per par value, pays...
Carefree Settlement, Connecting the World and Opening Future Intelligently
The Bank provides customers with diversified corporate Renminbi settlement business such as cheques, promissory notes and bills to facilitate financing.
Customer First and Quality Service
The Bank provides customers with quality services such as the letter of guarantee, commitments and entrusted loans.
Act Hand in Hand with Peers, and Hadebang Achieves a Win-win Situation with You
Since HarbinBank's structural adjustment in 2015, the Peer Finance Department, in the principle of "forging ahead, integrity, affinity, refinement, innovation, dedication, standard and efficiency" and relying on its great capital strength, uses the remaining capital after supports for local economic construction and services for "agriculture, rural areas and farmers" for the accommodation of capital and bond investment, and builds "harmonious society and virtuous industry". Over several years on the interbank bond market, HarbinBank has been developing robustly, gradually improving institutional construction and making numerous business innovations. Market players have become diversified increasingly. HarbinBank has been actively doing the business varieties such as bond repurchase, bond investment, cash bond trade, bill discount transfer, bond underwriting and distri bution and interbank deposits. Build Hadebang as 007 on the bond market.