哈尔滨银行 harbinbank

This Website supports IPv6    National unified customer service hotline: 95537/400609553    Credit card customer service hotline: 4006695537 中
Home > Retail Finance

Debit Card

Inclusive Finance, Rich Function, Upgraded Experience, Attentive Service

HarbinBank's debit card is a high-tech, multifunctional bank card product. This card integrates multi-account management, deposit and withdrawal, shopping, loan, financing, agency services, and more, provides comprehensive, personalized, and user-friendly services through our bank’s counters, telephone banking, online banking, mobile banking, self-service devices, and other means.

  • Third-generation Social Security Card

    Medical Settlement Information Record Multi-functional Payment Financial Payment

    Learn More

  • Lilac Common Card

    Multiple Accounts Under One Card Universal Cash Saving and Withdrawing Loan Financing Investment and Money Management

    Learn More

  • Lilac Finance Management Gold Card

    Payment and Settlement Exclusive Finance Management Favorable Rates Multiple functions

    Learn More

  • Lilac Finance Platinum Card

    Exclusive Finance Management Independent Number Selection Green Channels Manifest Identity

    Learn More

  • Lilac Finance Diamond Card

    Exclusive Finance Management Independent Number Selection Green Channels Honorable Experience

    Learn More

  • Fly Card

    Youth Fashion Efficiency and Convenience Exclusive Preferences Carefree Payment

    Learn More

  • Financial IC Debit Card

    Security Convenience Universal "Chip" experience

    Learn More
   

Credit Card

  • Marathon Credit Card

    Marathon essential; get exclusive sports gear on your first swipe Exclusive 10-year Harbin Marathon Branded Card Design Enjoy Platinum Card privileges

    Learn More

  • UnionPay Borderless Platinum Credit Card

    1% Cashback on Each UnionPay Transaction Exclusive Benefits for UnionPay Borderless Card Holders First-Year Annual Fee Waiver, Renewals Free with Minimum Spending

    Learn More

  • Orange Card

    Extended Interest-Free Period Points for Great Gifts Multiple Repayment Channels

    Learn More

  • Lilac Inclusive Credit Card

    Automatic Installments, Easier Repayment Instant Transfer, Faster Service Daily Installments, More Flexibility

    Learn More

  • Lilac Favorable Installment Credit Card

    0% Down Payment, Worry-Free Installment Flexible Installments, Multiple Choices Convenient Application, Dedicated Service

    Learn More
   

Personal Loan

Real-Time Application, Convenient and Fast, Flexible Methods

Our bank provides tailored loans and financial services for retail customers that are convenient and quick, fully meeting clients' needs for consumption, business, and other financing requirements. Features include high limits, fast processing, long terms, and cost savings. The application process is simple, with multiple options for collateral, efficient approval, fast funding, and flexible repayment options.

   

Convenient Financial Services

Quality Services, Conveniences, Efficiency and Multiple Functions

HarbinBank offers a comprehensive range of payment services. Customers can pay over ten types of fees related to daily life through counters, phone banking, online banking, and self-service devices.

Fee Payment Services

HarbinBank offers a comprehensive range of payment options. Customers can pay fees related to daily life through channels like counters, phone banking, online banking, or self-service devices (specific fee types depend on services offered in each region).

Payroll and Direct Debit Services

The payroll service is an intermediary business where our bank accepts the delegation of salary distribution units to disburse salaries, pensions, and other payments to their employees (both active and retired).

Deposit Certificate

Warm Reminder: When needed, we can provide you with a credit certificate regarding your deposit assets held in our bank.

Deposit Certificate

Refers to a written confirmation from us indicating a specified amount of personal deposit within the bank during a designated period.

Funds Certificate

Refers to a type of personal financial certificate provided by the bank for individuals who require it for purposes such as studying abroad, traveling, or immigration.

   

Private Banking

Rich Products, High-end Tailoring and Thinking for You

HarbinBank's private banking is dedicated to providing exclusive services to high-net-worth individuals and their families. Adhering to a "client-centered" service approach and guided by the brand mission of "Rich Products, High-end Tailoring and Thinking for You," we strive to earn your trust with sincerity and innovation.

Learn More ＞
   

Finance Management

Lilac Blooming, Finance Management for You, Wealth Accumulation, and Enlightened Future

We offer various finance management products for individual clients, including closed-end and open-end finance management products.

Insurance Agency Business

HarbinBank collaborates with various insurance companies to carefully select a range of high-quality insurance products, offering convenient insurance services. These products provide comprehensive coverage, including accident protection, medical and health care, home security, child education, retirement peace of mind, and asset preservation and growth. Tailored to meet insurance needs across life stages and different scenarios, they provide you with added security and peace of mind.

Information Disclosure and Service Column

Lilac Fund Portfolio


Physical Precious Metals Agency Business

The physical precious metals agency business involves our bank acting as an agent for the sale of high-quality precious metal products sourced from reputable suppliers or certified processing companies. These products include culturally significant collectibles, premium gifts, fine jewelry, and festive-themed items, covering a range of gold and silver products such as bars, medallions, coins, plaques, bricks, ingots, bullion, and decorative pieces.

HarbinBank Precious Metals Product List

Agency for Interbank Cooperation in Precious Metals Wallet Services

Through the Precious Metals Accumulation Plan, customers acquire shares in precious metals assets backed by physical precious metals from our bank. This plan also provides a conversion and value-added service, allowing customers to convert their precious metals shares into precious metals investment products during designated trading hours.

Agency for Interbank Cooperation in Third-Party Custody Services

HarbinBank collaborates with Bank of Communications and Ping An Bank, both qualified to handle customer transaction settlement fund custody for securities companies. Through a cooperative platform between HarbinBank and these partner banks, Bank of Communications and Ping An Bank fulfill third-party custody responsibilities, providing our customers with services such as fund deposits, withdrawals, and account inquiries.

Self-Owned Finance Management

Since its inception in 2007, HarbinBank's "Lilac Finance Management" brand has adhered to the philosophy of "Wealth for Life, Sincere Companionship," striving to provide customers with a comprehensive financial management service system. Over the years, the bank has developed a well-rounded portfolio of wealth management products, including the Ruiying, Zhiying, Chuangying, and Tianying series, designed to meet diverse investment needs. Today, " Lilac Finance Management" is a widely recognized and influential brand within the region’s finance management market.

Agency Sales of Finance Management

The agency sales of finance management services refer to our bank acting on behalf of financial institutions that are legally licensed and regulated by the banking supervisory authorities of the State Council, and established within the People's Republic of China. This involves the sale of their legally issued finance management products through our bank's channels (physical branches and electronic platforms).

Oversea Finance

Overseas Finance and One-stop Services

We provide foreign currency cash, foreign exchange, and RMB exchange services, as well as cross-border remittance services.

  • Personal Exchange

    Personal foreign exchange settlement and domestic personal foreign exchange purchases are subject to annual convenience quota management. Each individual can settle or purchase foreign exchange equivalent to $50,000 (inclusive) per year upon presenting a valid personal identification document. ("Year" refers to a calendar year from January 1 to December 31.) For transactions within the annual convenience quota, individuals can conduct business at the bank with a valid ID. For amounts exceeding the convenience quota, individuals can handle transactions under the current account by providing their valid ID and relevant proof of transaction amounts, which the bank must verify for authenticity.

    Personal Foreign Exchange SettlementPersonal Foreign Exchange Purchase

Personal Foreign Exchange Remittance

  • Personal Incoming Foreign Exchange Remittance

    Personal incoming foreign exchange remittances refer to foreign currency transfers where the recipient is an individual. This service includes notification for the recipient upon receipt of the r...

    Learn more＞

  • Personal Outgoing Foreign Exchange Remittance

    Personal outgoing foreign exchange remittance service refers to transactions where customers entrust the bank with funds to be transferred to a foreign recipient. The primary method for personal ...

    Learn more＞
   


StatementContact UsSite MapBank MapLink

Copyright © HarbinBank All Rights Reserved Hei ICP Bei No. 05000797

Hei Public Network Security No. 23010202010583