Card Introduction

Product Features:

　　1. Super Low Down Payment, Worry-Free Installment

　　Reduces customer financial stress, without affecting other loan needs.

　　2. High Credit Limit, Long Term

　　The maximum installment limit is 500,000 yuan, with a maximum term of 5 years.

　　3. Simple Process, Convenient Application

　　Customers can apply by providing their ID card, proof of financial capability, and other necessary documents.

　　4. Fast Approval, Flexible Disbursement

　　Approval results can be obtained in as little as 2 hours. After an in-person interview at the bank, and once all approval documents are complete, funds can be disbursed as soon as the same day.

　　5. Dedicated Service, Quality Assurance

　　Each customer is provided with one-on-one service throughout the entire process by a bank specialist.

　　Note: Customers' approval limits, terms, and application materials are subject to the policy requirements of HarbinBank's Lilac  Installment Credit Card.

Application Scope

　　Business Areas and Contacts