Interbank Finance

Project Financing

Keep a Foothold on Actual Conditions of Enterprises and Provide Professional and Considerate Services

The Bank provides project financing types mainly including syndicated loans, M&A financing and bank-leasing cooperation and supplies customers with diversified project financing services. I. Syndicated loan refers to the domestic or foreign currency loan or credit business provided for a borrower via an agent bank by two or more banks based on the same loan conditions and the same loan contract and as per the time and proportions agreed upon. II. M&A financing service...

Characteristic Financial Products

Financial Management

Professional and Considerate Money Management Consultants and Various Investment Products
Prompt and Rich Money Management Information and Convenient and Efficient Money Management Channels

Starting from customer demands, HarbinBank strives to achieve a balance between security and earnings and between growth and liquidity, launches standard money management products with different terms, yields, liquidity and risk levels according to market changes in due time, and provides customers with comprehensive financial services meeting demands for achieving flexible liquidity management, decreasing capital costs, hedging, the steady appreciation of capital value, etc.

For high-end customers, the Bank may tailor individualized exclusive financial management schemes as per customers' preferences for risks, terms and investment.[ Details ]

Characteristic Financial Management

Underwriting and Issue

Focus on SMEs and Be Professional and Efficient

Adhere to the mission to provide customers with the best services, and by relying on rich network layout, powerful product marketing capability, great capital strength as well as close relations with banks, security institutions and so on, provide customers with multi-channel debt financing services and help customers to rapidly obtain large-amount and low-cost working capital.

Characteristic Financial Services

Financial Consulting

Press Close to Customer Demands and Tailor Professional Services

By virtue of the comprehensive advantages in respect of network, capital, information, talents, resources, etc. and according to customer demands, the Bank provides services such as consulting, analysis and scheme design for customers' investment and financing, bond and bill business, corporate money management, financial diagnosis, capital operation, debt management, M&A and other activities.

Characteristic Financial Services

Asset Custody

Provide professional and efficient services for financial peers

The asset custody business is the financial behavior that the Bank accepts the entrustment of different institutions, enterprises and personal customers to provide account opening, capital custody, capital settlement and accounting, asset valuation, investment supervision and other different services for the access of customers' entrusted assets to domestic and overseas capital, fund, equity and transaction markets to conduct different investment and transaction behaviors, fulfills relevant custody duties, and collects service fees.

Characteristic Financial Services

Bank Peers

Conduct Comprehensive Cooperation with Financial Peers and Partners

Peer finance, as an emerging characteristic business of the Bank, adheres to great peer development strategies of broad fields and professionalism. In 2001, the Bank took a lead in establishing the Planned Capital Department in China, which is specially responsible for cooperating with financial peers, and takes policy-oriented banks, national commercial banks, foreign banks, local commercial banks, credit cooperatives, registration and settlement companies, securities companies, fund management companies, insurance companies, trust companies and financial companies...

Characteristic Financial Services

Financial Market

Act Hand in Hand with Peers, and Hadebang Achieves a Win-win Situation with You

Since HarbinBank's structural adjustment in 2015, the Peer Finance Department, in the principle of "forging ahead, integrity, affinity, refinement, innovation, dedication, standard and efficiency" and relying on its great capital strength, uses the remaining capital after supports for local economic construction and services for "agriculture, rural areas and farmers" for the accommodation of capital and bond investment, and builds "harmonious society and virtuous industry". Over several years on the interbank bond market, HarbinBank has been developing robustly, gradually improving institutional construction and making numerous business innovations. Market players have become diversified increasingly. HarbinBank has been actively doing the business varieties such as bond repurchase, bond investment, cash bond trade, note discount transfer, bond underwriting and distribution and interbank deposits. Build Hadebang as 007 on the bond market.

Business Introduction

Primary Market Business

Other Bond Business

Repurchase Business

Secondary Market Business

Cash bond purchase and sales

Derivative business

Agency Business

Bill Business