In 1997, HarbinBank was among the pioneering institutions to join the national interbank bond market as one of the initial sixteen members nationwide. For over two decades, the bank has maintained a strategic emphasis on operations within the interbank bond market, demonstrating active participation in the broader interbank financial market and cultivating sophisticated interbank financial services. Through over twenty years of dedicated engagement and navigating market complexities, the bank has cultivated a robust and forward-thinking interbank financial market investment and trading team, resulting in a trading volume that places it among the leading city commercial banks.

　　HarbinBank is a member of the underwriting syndicate for financial bonds issued by the China Development Bank, as well as for local government bonds in Heilongjiang, Sichuan, Liaoning, Tianjin, and Chongqing. Furthermore, HarbinBank holds the status of a provincial-level treasury deposit member and participates as a member of the underwriting syndicate for non-financial corporate debt financing instruments. The bank is also a Class-A settlement member in the interbank bond market, a member of the SHIBOR quoting panel at the National Interbank Funding Center, and a council member of the National Association of Financial Market Institutional Investors (NAFMII). These affiliations are complemented by its qualifications for derivatives trading and interbank bond market settlement agency.

　　Recognized as a prominent participant in the interbank bond market, HarbinBank has demonstrated significant engagement in recent years, particularly in trading volume, product innovation, and secondary market pricing. Notably, the bank has achieved monthly transaction volumes exceeding 150 billion RMB on X-Bond active bonds, establishing itself as a key pricing entity within the cash bond market. In bond lending transactions, HarbinBank has been a leading trader of active bonds, influencing lending prices within the market. Furthermore, its traders have participated in investment strategy presentations on platforms such as Wind and Quebee, garnering widespread acclaim and considerably enhancing its market reputation.

　　HarbinBank has actively engaged in innovative interbank bond market activities, yielding significant outcomes. The bank has received numerous accolades, including designations such as National X-Repo Active Trader, X-Bond, X-Lending Active Institution, X-Lending Star, iDeal Star, X-Bargain Rate Star, and X-Bargain Best Performance. Moreover, the bank has been recognized by the trading center as an "Active Money Trader" and "Active Bond Trader." In 2023, the bank persisted in its pursuit of excellence, earning further innovation awards, including distinctions such as Active Institution in Repo Chat-to-Conversation, iDeal Weekly Strength Ranking TOP 50, Active Institution in iDeal Underwriting and Distribution, Innovative Institution in Bond Lending iDeal Chat-to-Conversation, and Innovative Institution for X-Lending Pledged Local Government Bond Contracts.