哈尔滨银行 harbinbank

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Scenario-Based Loan

 

  Introduction:

       Supports Various Consumption Scenarios

  Eligible Customers

  Customers with consumption needs in specific scenarios

  Loan Purpose

  Living expenses like car purchases, parking space purchases, renovations, education, and medical expenses.

  Loan Limit

  Up to 5 million yuan (inclusive)

  Loan Term

  Up to 7 years (inclusive)

  Loan Interest Rate

  Annualized interest rate starting from LPR+160BP basis points (simple interest), with differentiated loan interest rates implemented based on the region. For specific details, please inquire at local branch offices.

  Loan Requirements

  1. Age between 18 and 65;

  2. Stable income source;

  3. Good credit history and willingness to repay;

  4. Other conditions set by the lender.

  Warm Reminder:

  Content on this page is for reference only. Some services are subject to the announcements and specific regulations of local branches. Due to policy adjustments or variations in customer credit standing, final amounts, terms, and rates are subject to the bank's approval.