Product Definition

　　Harbin Bank is positioned to facilitate cross-border interbank financing and syndicated loan arrangements with both domestic and international commercial banks, accommodating various terms and multiple currencies. This capability addresses the deposit and financing requirements for foreign currency held by these banks.

　　Applicable Clients

　　Domestic and foreign commercial banks.

　　Distinctive Advantages

　　1. Channel Advantage: Harbin Bank boasts an extensive network for cross-border interbank transactions and credit resources, offering a range of foreign currency deposit and loan channels.

　　2. Product Advantage: Harbin Bank offers flexible terms for cross-border interbank deposits/loans with competitive interest rates, and a simplified process.

　　3. Experience Advantage: Harbin Bank possesses extensive business experience from conducting numerous cross-border interbank financing collaborations with domestic and international commercial banks and also acting as the lead bank and agent bank in several cross-border syndicate loan arrangements.