——Connecting Domestic and International Operations for More Convenient Foreign Trade  

　　Harbin Bank provides a range of services including NRA account settlement, NRA account deposits, RMB NRA account foreign exchange purchases, and Free Trade Zone NRA account settlement. These services are designed to support effective integration of domestic and international operations, thereby facilitating more convenient cross-border trade.

　　Target Audience   

　　Your overseas trade partners, overseas subsidiaries of outbound enterprises, overseas investment entities of foreign-invested enterprises, and other non-resident entities.

　　Service Content  

　　NRA Account Settlement: Harbin Bank offers settlement services for fund transfers between NRA accounts and overseas accounts, other NRA accounts, OSA accounts, free trade accounts, and domestic accounts, across multiple currencies.

　　NRA Account Deposits: Harbin Bank provides demand and time deposit products in multiple currencies for NRA accounts.

　　NRA Account Foreign Exchange Sales: Harbin Bank offers foreign exchange sales and payment services through your RMB NRA account.

　　Free Trade Zone NRA Account Foreign Exchange Settlement: Harbin Bank offers offshore NRA account settlement services, NRA account forward foreign exchange settlement and sale, and NRA account financing services through institutions in the Free Trade Zone for eligible enterprises.

　　Service Functions  

　　Convenient Payment and Settlement: The use of NRA account fund transfers or offshore settlement methods enhances the efficiency of cross-border trade settlements. 

　　Reduced Exchange Costs: Utilizing NRA account foreign exchange settlement and sales enables you to benefit from preferential pricing offered by Harbin Bank, which is more favorable than overseas rates.

　　Asset Value Preservation and Appreciation: Foreign currency deposits in NRA accounts are subject to flexible pricing policies, which facilitate asset appreciation and generate returns.

　　Service Advantages  

　　Professional Advantage: Harbin Bank maintains a professional service team that delivers expert advice and services tailored to your needs.

　　Network Advantage: Harbin Bank's extensive correspondent bank network significantly enhances the efficiency of your cross-border settlements.

　　Comprehensive Advantage: Harbin Bank, utilizing interbank credit channels, provides integrated service plans that link domestic and international operations.