——Hedging and appreciation, making your foreign trade more confident

　　Harbin Bank offers traditional foreign exchange trading, foreign exchange hedging products, and specialized deposit products. These services are designed to mitigate exchange rate risks in advance, manage fluctuations with ease, and achieve asset preservation and appreciation, ensuring the smooth operation of your trade and investment activities.

　　Target Audience  

　　Foreign trade and investment enterprises with cross-border currency exchange needs.

　　Service Content

　　Multicurrency Foreign Exchange Trading: We provide foreign exchange trading services in freely convertible currencies, including USD, EUR, GBP, JPY, HKD, etc. 

　　Special Foreign Exchange Trading: We offer T+0, T+1, and T+2 spot foreign exchange settlement and sales, as well as forward foreign exchange settlement and sales (including options). These services help reduce exchange rate risks and safeguard trade profits from fluctuations.

　　Special Deposit Products: We offer a range of demand, time, and notice deposit products in both local and foreign currencies for your cross-border trade and investment projects, helping you generate additional revenue.

　　Cash Business: We offer cash deposit, withdrawal, and exchange services, meeting your cash needs in specific scenarios.

　　Cash Self-Service Devices: We offer self-service cash exchange devices to facilitate convenient personal currency exchange.

　　Specific Products

　　Service Advantages

　　Qualification Advantage: Harbin Bank is a market maker in the interbank market, offering flexible, preferential, and real-time quotations.

　　Professional Advantage: Harbin Bank employs a professional trading team to deliver expert consulting and advisory services for foreign exchange hedging.

　　Product Advantage: Harbin Bank provides a comprehensive array of foreign exchange hedging products. The accessible thresholds and streamlined procedures of T+1 and T+2 products effectively address liquidity and asset appreciation requirements.

　　Cash Advantage: Harbin Bank can fulfill your specific cash exchange needs through its advantages in cash inventory management, allocation, and settlement.