Product Definition

　　Harbin Bank possesses the capability to establish foreign currency clearing and settlement accounts for domestic and international commercial banks. This enables the efficient management of foreign currency clearing and settlement operations across multiple time zones and regions globally.

　　Applicable Clients

　　Domestic and foreign commercial banks.

　　Distinctive Advantages

　　1. Channel Advantage: Harbin Bank boasts an extensive network of cross-border agent banks and a comprehensive foreign currency clearing and settlement system.

　　2. Direct Access Advantage: Harbin Bank maintains multiple foreign currency account-holding banks globally, simplifying cross-border clearing and settlement with fewer steps, faster processing, and reduced costs.