Focus on, Deeply Culture and Serve "Agriculture, Rural Areas and Farmers"

　　HarbinBank adheres to the business philosophies of "Inclusive Finance, Harmony and Common Richness", always takes the services for "agriculture, rural areas and farmers" as the focus of small-amount credit strategies, and is dedicated to injecting vitality for traditional agricultural loan business and innovating in products and services. As the first urban commercial bank entering into the rural financial sector in China, the Bank has firmly grasped the comprehensive reform strategic opportunity for modern agriculture at Heilong River and Songhua River plains in Heilongjiang Province, consolidated the study of new village market development and the innovations in rural financial products, and studied and developed the loan of mortgage of land contracted management rights and the loan of mortgage of livestock as well as online agricultural loan product -- Harvest E Loan. The Bank primarily meets financial service demands of new agricultural business entities, and vigorously supports the development of modern large-scale agriculture in Heilongjiang Province and the implementation of the plan for development and opening of border areas.