RMB Deposit Rates (Corporate)

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Corporate Deposit Rate Announcement
Item	Annual Interest Rate (%)
1. Corporate and Margin Deposits
(1) Demand Deposits	0.20
(2) Time Deposits
Lump-sum Deposit and Withdrawal
3-month	1.25
6-month	1.45
1-year	1.55
2-year	1.60
3-year	1.80
5-year	1.80
2. Agreement Deposit	0.70
3. Call Deposit
1-day	0.60
7-day	0.95
Note: These rates will be effective from March 13, 2025. The listed deposit rates are for reference only. The actual rates applied will be based on the final confirmation by HarbinBank branches. HarbinBank reserves the right to interpret the listed deposit rates in accordance with the law.