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- Retail Finance
Retail Finance
Provide retail clients with a comprehensive range of professional financial products and personalized, diversified asset allocation solutions, delivering high-quality retail financial services in all aspects.
- Finance Management Issued for individual customers, it can meet various financial investment needs.
- Personal Savings Our bank provides local and foreign currency savings services, offering you efficient and convenient financial services…
- Personal Loan Professional loans, faster service
- Overseas Finance We offer currency exchange between foreign currency cash, remittance, and RMB, as well as cross-border foreign currency remittance services.
- Private Banking Choose Harbinbank, Reflect Your Distinguished Status
- Convenient Financial Services Providing safe, fast, and efficient service
- Credit Card Thoughtful service, exclusive privileges, enjoy shopping, fulfill dreams
Finance Management
Lilac Wealth, Enjoy a Distinguished Life
- Corporate Finance
SME Service
Tailored financial solutions specifically for small and medium-sized enterprises (SMEs), designed to fully meet their unique financial needs.
- Corporate Financing Customized financial service solutions with a customer-first approach.
- Corporate Deposits Providing secure and convenient fund storage and management with comprehensive account services for businesses.
- Corporate Money Management Offering a full range of personalized financial services to meet diverse client needs.
- Transaction Banking Delivering diversified, integrated financial solutions tailored to enterprise transactions.
- Bill Service Supporting daily business operations with services for bill issuance, transfer, and settlement.
- RMB Settlement Service Offering cashless credit solutions for seamless fund management.
- Intermediate Service Low-risk, non-interest financial services for your business needs.
- Cross-border Finance Providing tailored, professional financial services for cross-border enterprise clients, comprehensively meeting various financial needs of clients.
Corporate Online Banking
Stay connected wherever you go with our seamless online banking platform
- Network Finance
Mobile Banking
Our Wealth Wallet offers a more personalized and intelligent experience, simplifying your life while ensuring both your convenience and financial security.
- Online Banking Be Convenient, Rapid, Efficient and Reliable
- WeChat Banking Access a wide range of convenient banking services anytime, anywhere.
- Phone Banking Available 24/7 to get continuous support and comprehensive financial services
- Self-service Banking Available 24/7 to meet all your banking needs
- Security Center Offer safe and reliable payment solution
Customer Service Center
Be professional and dedicated, and serve wholeheartedly
- Interbank Finance
Interbank Finance
Providing you with comprehensive interbank financial solutions, working together for harmony and mutual success.
- Bond Underwriting and Distribution Competitive pricing, superior resources, and top-quality bond underwriting and distribution services for various interbank institutions.
- Bond Trading Partnering with peers, engaging with the market, going all out with bonds to create a prosperous future.
- Fund Business Safe, efficient, and convenient—your ideal partner for interbank financing.
- Bill Business Bill rediscounting services to steer direction and increase returns, opening a new chapter in interbank asset allocation.
Financial Market
Joining Hands with Peers to Achieve Mutual Success
- Today's HarbinBank
Foreign Currency Deposit Rates (Personal)
| Currency Demand | Deposit | 1-month Time Deposit | 3-month Time Deposit | 6-month Time Deposit | 1-year Time Deposit | 2-year Time Deposit |
| USD | 0.05 | 0.15 | 0.25 | 0.50 | 0.80 | 0.80 |
| HKD | 0.01 | 0.05 | 0.15 | 0.3 | 0.45 | 0.5 |
| EUR | 0.1 | 0.45 | 0.6 | 0.75 | 0.85 | 0.9 |
| JPY | 0.0001 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| RUB | 0.1 | 0.2 | 0.3 | 0.5 | 0.7 | -- |
| Notes: The rates in this table (in %) are for reference only. For specific details, please consult your local branch. | ||||||
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