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- Retail Finance
Retail Finance
Provide retail clients with a comprehensive range of professional financial products and personalized, diversified asset allocation solutions, delivering high-quality retail financial services in all aspects.
- Finance Management Issued for individual customers, it can meet various financial investment needs.
- Personal Savings Our bank provides local and foreign currency savings services, offering you efficient and convenient financial services…
- Personal Loan Professional loans, faster service
- Overseas Finance We offer currency exchange between foreign currency cash, remittance, and RMB, as well as cross-border foreign currency remittance services.
- Private Banking Choose Harbinbank, Reflect Your Distinguished Status
- Convenient Financial Services Providing safe, fast, and efficient service
- Credit Card Thoughtful service, exclusive privileges, enjoy shopping, fulfill dreams
Finance Management
Lilac Wealth, Enjoy a Distinguished Life
- Corporate Finance
SME Service
Tailored financial solutions specifically for small and medium-sized enterprises (SMEs), designed to fully meet their unique financial needs.
- Corporate Financing Customized financial service solutions with a customer-first approach.
- Corporate Deposits Providing secure and convenient fund storage and management with comprehensive account services for businesses.
- Corporate Money Management Offering a full range of personalized financial services to meet diverse client needs.
- Transaction Banking Delivering diversified, integrated financial solutions tailored to enterprise transactions.
- Bill Service Supporting daily business operations with services for bill issuance, transfer, and settlement.
- RMB Settlement Service Offering cashless credit solutions for seamless fund management.
- Intermediate Service Low-risk, non-interest financial services for your business needs.
- Cross-border Finance Providing tailored, professional financial services for cross-border enterprise clients, comprehensively meeting various financial needs of clients.
Corporate Online Banking
Stay connected wherever you go with our seamless online banking platform
- Network Finance
Mobile Banking
Our Wealth Wallet offers a more personalized and intelligent experience, simplifying your life while ensuring both your convenience and financial security.
- Online Banking Be Convenient, Rapid, Efficient and Reliable
- WeChat Banking Access a wide range of convenient banking services anytime, anywhere.
- Phone Banking Available 24/7 to get continuous support and comprehensive financial services
- Self-service Banking Available 24/7 to meet all your banking needs
- Security Center Offer safe and reliable payment solution
Customer Service Center
Be professional and dedicated, and serve wholeheartedly
- Interbank Finance
Interbank Finance
Providing you with comprehensive interbank financial solutions, working together for harmony and mutual success.
- Bond Underwriting and Distribution Competitive pricing, superior resources, and top-quality bond underwriting and distribution services for various interbank institutions.
- Bond Trading Partnering with peers, engaging with the market, going all out with bonds to create a prosperous future.
- Fund Business Safe, efficient, and convenient—your ideal partner for interbank financing.
- Bill Business Bill rediscounting services to steer direction and increase returns, opening a new chapter in interbank asset allocation.
Financial Market
Joining Hands with Peers to Achieve Mutual Success
- Today's HarbinBank
RMB Loan Market Quote Rate (LPR)
| RMB Loan Market Quote Rate (LPR) | |||
| 2025/2/20 9:00 | |||
| Term | LPR（%） | Notes | |
| 1Y | 3.10 | The Loan Prime Rate (LPR) is published on the 20th of each month at 9:00 AM by both the National Interbank Funding Center and the People’s Bank of China website (postponed if it falls on a public holiday). | |
| 5Y | 3.60 | ||
| Note: The Loan Prime Rate (LPR) is the interest rate commercial banks offer their most creditworthy customers. Other loan interest rates may be adjusted based on this rate, considering factors such as risk cost. | |||
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